Terms & Conditions

General Terms and Conditions

For Accounts opened on or before 5 February 2025 (PDF)
Effective from 24 July 2024 to 8 April 2025

For Accounts opened on or before 5 February 2025 (PDF)
Effective from 9 April 2025

For Accounts opened from 6 February 2025 (PDF)

For ISAs opened on or before 5 February 2025 (PDF)
Effective from 24 July 2024 to 8 April 2025

For ISAs opened on or before 5 February 2025 (PDF)
Effective from 9 April 2025

For ISAs opened from 6 February 2025 (PDF)

Internet Banking terms and conditions (PDF)

Product specific terms and conditions (PDF)

ISA product specific terms and conditions (PDF)

Rate Card and Tariff (PDF)

To view the current rates on our withdrawn products, see Historic interest rates.

To request withdrawn Product Specific Terms and Conditions, log into Internet Banking and send us a secure message or give us a call.

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded on an annual basis.