How CDL Vehicle Information Services Limited process your personal information
Identity of Data Controllers:
Secure Trust Bank PLC (“STB”) as joint Data Controller with CDL Vehicle Information Services Limited (“CDL VIS”)
CDL VIS Representative:
Data Protection Officer at
Permitted Purpose:
For CDL VIS to provide the vehicle asset registration services, a database of lenders with hire purchase agreements related to vehicles and a finance asset management system which it amends and updates with changes to the lenders’ interests in the vehicles;
To safeguard STB’s interests in vehicles, including:
- providing vehicle asset registration services by CDL VIS to consumers and businesses;
- CDL VIS anonymising data and using such anonymised data within other applications and software programs of CDL VIS and its group companies; and
- CDL VIS providing finance companies with information regarding their own (but not any other finance company's) market share.
Legal basis of processing:
To protect the legitimate interests of STB in the particular vehicle. To provide vehicle asset registration services to businesses and consumers to prevent fraud, to provide information to potential purchasers of vehicles and to encourage trust and confidence in the purchase of vehicles.
The categories of personal data:
Identification numbers relating to vehicles (including vehicle registration marks and vehicle identification numbers) and information about finance agreements with data subjects.
Recipients/categories of recipients of personal data:
STB, CDL VIS, CDL VIS’s associates and subcontractors, other lenders, traders, intermediaries, insurers
Period of storage:
Where there has been an asset registration check(s) carried out on the vehicle which has revealed that there is outstanding finance, the personal data is retained from the date the vehicle ceases to be subject to finance for a period of seven years (this is subject to STB informing CDL VIS that the vehicle has ceased to be subject to finance).
Where there has been no asset registration check(s) carried out on the vehicle no personal data is retained from the date STB informs CDL VIS that the vehicle has ceased to be subject to finance otherwise the personal data will be retained and used in subsequent asset registration checks.
Originating source of Personal Data:
Data supplied by STB to CDL VIS.