You can pay into your account by electronic payment from your Nominated Account.

If we cannot electronically verify that funds have been sent from an account in your name, they will be returned.

You can also transfer in previous and current tax year subscriptions from another ISA provider. To do this, fill in the transfer instructions when you apply.

Please note, you can only transfer in current tax year subscriptions from another provider in full (we do not accept partial transfers).

Electronic payments

We have made paying in simple - just send a payment to the account number and sort code provided, and use your name for the payee. The reference can be anything you choose, such as your name or Secure Trust Bank.

• BACS transfers will reach your Secure Trust Bank account within three working days from the transaction date
• Faster Payments should be in your account within 24 hours
• Your current account provider will be able to check the details you provide using the Confirmation of Payee service to ensure your funds are going to the correct account

If you need to take money out, you may withdraw the whole balance by closing your account.

If you decide to close your account before it matures, we make an 'early access charge' of a certain number of days' interest. Check the summary box for full details.

If there isn't enough earned interest to cover the charge, then we take it from the balance in the account.

We do not allow partial withdrawals from the account.

To open an account you’ll need a Nominated Account. This must be a UK current account that we can electronically verify is in your name.

You’ll use this account to make payments as well as accept withdrawals and interest payments, so it's important that your Nominated Account uses an identical account number and sort code for money in and money out. 

Enjoy the flexibility of all-hours access to your account when you register for Internet Banking.

Statements are provided via Internet Banking, with the ability to download and print or the option to change to paper if required.