Personal Savings
Helping your money work harder
Personal Savings
Helping your money work harder
If you’re saving for your retirement – or another milestone – our straightforward savings accounts can help you. More than 50,000 people just like you have joined us so far. Each and every one of our personal customers is enjoying protection by the Financial Services Compensation Scheme of up to £85,000, so you can be confident that your money is safe with us.
Open a savings account
Whether you're new to saving with us or you're an existing customer, you can compare all our savings accounts to find the one that's best for you.
Manage your account
If you've already got an account with us, you can quickly and securely log in to see your transactions with our Internet Banking portal, anywhere and at any time of the day or night.
Maturing Bond or ISA?
If we have recently contacted you about your Fixed Rate product that is due to mature soon, you can review your options right here by using our Maturity Portal.
Know your options
With so many savings accounts on offer, it can be tricky to decide which to pick. You’ll want to factor in how quickly you need access to your money, as well as the tax implications. And while interest rates are important, they’re just one part of the picture. To help you choose how best to save, read on for a rundown of the different accounts available.
Access Account
With an access account, you don't have to give notice and can make as many withdrawals as you like.
The trade off is that rates are generally lower than notice or fixed rate products.
Notice Accounts
A notice account means just that: you need to give notice whenever you want to take money out.
To make up for the inconvenience, you’ll usually get a higher interest rate than you would for an easy-access account.
Fixed Rate Bonds
Happy to leave your money to multiply for a set time period?
Fixed rate bonds could be just the ticket. You’ll enjoy a relatively high interest rate that is guaranteed.
One crucial caveat: you can’t withdraw any money until after the fixed term has finished.
Fixed Rate ISA
A Fixed Term Cash ISA allows you to save up to £20,000 each year, tax-free, and the best part is you’ll know exactly how much you’re getting back at the end of the term.
And because all interest is tax-free, it won’t count towards your personal savings allowance.